How to Check CIBIL Score Using PAN Card?

Cibil Score

It is essential to measure your CIBIL score if you want to take loans or apply for a credit or debit card. The CIBIL score is consider one of the key aspects in determining whether to approve someone for a loan or credit card. It is determine by considering several variables, including the applicant’s credit history, prior loans, and financial situation.

Checking the CIBIL score range is an easy process. You may check your CIBIL score for free using various mobile devices. Also, you can view your CIBIL score via your PAN card, Aadhar card, passport, driver’s licence, voter ID, and Paytm. The CIBIL score check free online by PAN number uses an easy-to-follow process that makes getting your CIBIL score quick and simple.

Let’s examine how you can determine your CIBIL score.

How to Use a PAN Card to Check Your CIBIL Score?

Your PAN makes it easier for CIBIL to combine your data because it is connect to your banking statements and tax payments. The CIBIL score check free online by PAN number can be used by the borrower once per year or more frequently if you pay the necessary charge. The actions you should take to verify your CIBIL score using a PAN card are listed below.

The CIBIL portal is the appropriate website to receive your CIBIL score so you can view the most recent revisions. To perform a CIBIL check through PAN verification, follow these steps:

Check the Credit Score for Free

  • Open the official CIBIL site
  • Choose the button ‘CIBIL Score’ in the top right corner of the screen
  • Select a subscription scheme (if needed regularly)
  • Give information like your birthdate, phone number, and email address
  • Create the login details and password 
  • Enter your PAN after selecting “Income Tax ID (PAN)” as your ID type
  • Continue to “verify your identity” and provide accurate answers to all inquiries
  • Complete the form on the “make payment” tab.
  • Avoid the subscriptions if there is a one-time need, and go straight to your account
  • Log in to your CIBIL Score login account by submitting an email or OTP for authentication.
  • Fill in the form with all essential details.
  • Submit the form to monitor your CIBIL score on the dashboard

Consider these things while you carry out this process:

  • You can use PAN verification to check your CIBIL score for free only once a year.
  • If not a PAN card, you can use your passport, driver’s licence or voter ID as proof of identity.
  • You can file a complaint online at CIBIL’s website or by mail if there are errors.

Why is the PAN Card Required to Check the CIBIL Score?

Every person has a distinct identification thanks to their PAN card, which contains a 10-digit alphanumeric number. The card number is link to the PAN cardholder’s bank accounts and other financial institutions.

  • A PAN card helps lenders to find the applicant’s information from credit bureaus.
  • Only the PAN card number is used to verify the credit details and user information.
  • Users without PAN cards can check their CIBIL scores using their passport, driver’s licence, or voter ID on the main CIBIL website.


The CIBIL score check free online by PAN number is one of the simplest ways to check a person’s CIBIL score Login. The PAN card is the official identification document provided by India’s Income Tax Authority. It is one of the most significant documents a person can possess and can serve several different functions as a KYC document. A person can check their CIBIL credit score for free once a year or purchase a subscription to monitor their credit score regularly.

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